Bonding & Surety Services

Contact & Navigate Bonding and Surety Services

When you're competing for new projects, you don't need bond issues to ruin your plans. Without bonding:

  • You may not secure your professional license or permit to operate your business
  • You are not eligible to bid on most public and many private projects
  • You may not qualify as a subcontractor

Whether you need commercial, contract or subdivision bonds, BB&T Insurance Services can help. We use state-of-the-art software and a vast network of brokers to maximize your surety credit and simplify the bonding process.

BB&T Insurance Services also offers surety bond support services for small, women- and minority-owned, and other qualified businesses.


The surety marketplace is complicated. We can underwrite a broad spectrum of risks, including:

  • Bid
  • License and permit
  • Performance and payment
  • Supply
  • Release of lien

Contact one of our insurance specialists today and get the bonds you need.

Contract Services

Our Bonding & Surety Services team has the industry knowledge and business tools to help clients assess their risk and take advantage of bonding opportunities.

  • Contract surety for service contracts, supply and non-construction performance, and payment bonds
  • Court and fiduciary bonds for individuals serving as executors, trustees, administrators, guardians and conservators
  • Court and litigant court bonds (plaintiff and defendant) for attachment, injunction, appeal cost and release of lien
  • License and permit bonds required by statute, municipal ordinance or regulation, such as contractor license, reclamation, customs, road use and tax
  • Miscellaneous bonds, including lost instrument, cable franchise and workers’ compensation

Subdivision Bonds

Subdivision bonds are required by the state or locality where a subdivision will be built. With subdivision bonds, the owner of a project guarantees installed improvements that are dedicated to the public, but paid for by the owner or developer. Improvements may include:

  • Streets and lighting
  • Houses and multi-use buildings
  • Common areas, playgrounds and greenways
  • Gutters and drainage ditches

With subdivision bonds, there are no surprises. Everyone is anticipating the same final product—according to a mutually agreed upon contract and schedule.