Health Plans and Supplemental Coverage

Health coverage is the most requested benefit by employees. And supplemental coverage, such as dental insurance, has become a standard expectation. Offering comprehensive health coverage is essential when you are competing for top talent. And studies show that a healthy workforce is more productive.

Your BB&T Insurance Services agent can help you customize a comprehensive and affordable group benefits package that's also an effective recruiting tool.

Keeping Your

Employees

Healthy

Health Plans and Supplemental Coverage
Wide Array of Coverage Options	Choose from a variety of plan types: PPO HMO Point of service Traditional indemnity HSA-qualified high-deductible health plans (HDHP) Health reimbursement arrangements (HRA)
Supplemental Coverage	Employees have come to expect coverage in addition to their health plans. We offer the following supplementary coverage: Life Dental Vision Dependent care Short term disability Long-term disability Accidental death and dismemberment
Section 125 and Cafeteria Plans	These plans offer additional funding to help your employees pay for qualified medical, which can include costs such as these: Premium-only plans Medical expenses Dental expenses Vision expenses
Alternate Funding Plans	Plans that allow your employees greater flexibility with: Self funding Benefit consulting Claims administration Other options

Speak with a BB&T Insurance Services agent to learn more about the right coverage for your business.