Permanent Life Insurance

Permanent life insurance can provide protection for your entire lifetime. This coverage is essential to securing a financially stable future for your family and is a necessary element in a well-rounded financial plan or diversified portfolio. The cash value is paid to the beneficiary upon the death of the covered person, or sometimes when the covered person reaches a specified age.

Your BB&T Insurance Services agent will work with you to ensure you have the right coverage. And as your circumstances change over time, your agent will review your plan to ensure your coverage remains appropriate.

Peace

of Mind

Permanent Life Insurance Benefits
Savings Vehicle	Permanent life insurance policies generally build cash value.
Predictable Premiums	Premiums remain the same over time, unlike term life insurance policies.
Access to Savings	Some plans allow you to borrow money against the cash value of the policy for expenses such as your child's education or retirement.
Tax Advantages	Some earnings and loans or withdrawals may qualify for tax-advantaged treatment.
No Cash Value Forfeiture	If you cancel the policy, the accumulated cash value is yours, minus any charges.

Speak with a BB&T Insurance Services agent about the right policy for you.

Calculators

How much life insurance do I really need?