Flood Insurance

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Flood Insurance
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Flooding is America's #1 natural disaster. Plan ahead.

It can happen anytime, anywhere, and just a few inches of water can cause thousands of dollars in damage from:

  • Hurricanes and storms
  • Clogged plumbing and drain systems
  • Rapid accumulation of rainfall

You could be at risk. Nearly 20% of flood insurance claims, nationally, come from moderate- to low-risk areas.

Don’t wait until dangerous water is at your doorstep. Talk to our experienced insurance specialists today and be sure your family and your most important possessions are protected.

    Waiting Period

    Insurance protection isn’t immediate. Flood insurance policies often require a 30-day waiting period before coverage goes into effect, which could result in devastating financial loss for your family (except when purchasing a new home and closing is in less than 30 days).

    Flood isn't covered under your typical insurance policy, so make sure you’re covered. Get a flood insurance quote today.

    Property Loss

    National Flood Services, one of the nation’s largest insurance management organizations, supports FEMA’s National Flood Insurance Program (NFIP). The NFIP:

    • Maps the nation's floodplains
    • Creates public awareness of hazardous areas
    • Provides data needed for floodplain management
    • Develops actuary data to rate new construction for insurance
    • Makes federally backed flood insurance available to homeowners, renters and business owners

    Flood insurance reduces America’s escalating disaster assistance costs. When communities apply sound floodplain management and property owners maintain flood insurance, flood damage is reduced by nearly $1 billion a year.

    Almost 20,000 US communities participate in the NFIP. Buildings constructed under NFIP standards suffer nearly 80% less flood damage annually than those not built in NFIP compliance.

    We write and service flood insurance coverage directly through the National Flood Insurance Program (NFIP). For more information about the NFIP and flood insurance, call BB&T Insurance Services at (800) 228-6978.

    By clicking the Get a Quote button, a new browser window will open and take you to National Flood Services (NFS). The link to NFS is provided for your convenience. NFS is wholly responsible for the content and services offered on its website.

    BB&T Insurance Services partners with leading national insurance carriers.


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    Send us an email
    or call 800-228-6978

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